Executive Summary About Health
Insurance by Andy J. Hughes
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| Health Insurance Choice |
How to Make the Best Health Insurance Choice
There are several different types of plans you can look at to make your
health insurance choice. The first one, a traditional health insurance plan, is
one called an indemnity plan. This allows you pretty much free choices of
doctors, hospitals and other medical care services. The most popular health
insurance choice is a managed care plan. If you need to be cost conscious,
choose one of these plans.
An HMO is the most restrictive plan in the managed care group. You must
choose a primary care physician from an approved list of doctors. A PPO plan is
another less restrictive managed care plan. With this plan you have a choice of
doctors within your plan, or you can go outside your network of physicians for
care. The POS managed care plan is probably the least restrictive of all the
three managed care plans. With a POS you can choice from a list of doctors in
the plan or choice one outside the plan.
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